Yes, you can open a personal account if you are a company legal representative, signatory, or beneficial owner. Your role at a company does not block a personal account.
Phone and email
Phone number
As the company's legal representative, you and the company must share the same contact number.
Email address
You need a different email address from your company's login. Your email is your personal account login, and each email belongs to one account only.
Your identity is recognised (and that is correct)
If you already appear in your company's records, the app may recognise your identity. That is expected.
It does not mean:
- Your company can see your personal account, or the reverse
- Your personal account inherits the company's verification
You still complete phone verification and identity verification (KYC) for your personal account. Every account earns its own verification.
If you see "mobile number already verified"
Occasionally you may see:
"This mobile number is already verified on another account with our banking partner."
This means the number was already confirmed for a different person (often an earlier account of your own, or a colleague's). Enter a different mobile number on that same screen and continue. You do not need to start again or contact support.
If you are only a shareholder (not a signatory)
If you are listed only as a beneficial owner and do not sign for the company, we do not ask for your email in the company's records. For your personal account, you provide your own email as normal.
What happens next
- Sign up at https://app.moneybeat.eu with an email different from your company's.
- Enter your identity details, including your mobile number.
- Confirm the SMS code we send you.
- Complete identity verification (short video check with our provider).
- Your personal IBAN is activated when verification and signing are complete.
Short FAQ
Can I use one phone number for personal and business accounts?
Yes. As legal representative, you and the company must share the same contact number. A number is only unavailable once it has been verified against a different person.
Do I need a different email for each account?
Yes. Your email is your login, and each one belongs to a single account.
Can I use the same ID document for both accounts?
Yes. Your ID identifies you as a person and can be used for both personal KYC and business KYB.
Why does it say my mobile number is already verified elsewhere?
It was confirmed against another person's account. Enter a different number on that screen to continue.
Does my personal account inherit my company's verification?
No. Each account completes its own phone and identity verification.
Related guides
- How to open a personal account
- Open a business account when you already have a personal account
- Verify your identity for a personal account
Need help? Live chat in the app or support@moneybeat.eu.