Home Transactions and Payments What to do if a transfer fails or is delayed

What to do if a transfer fails or is delayed

Last updated on Jun 20, 2026

If your transfer failed or is taking longer than expected:

1. Check the transaction details

Open the transfer in the app and read the status message or error description.

2. Common causes

  • Insufficient balance — top up your account and try again
  • Incorrect IBAN or SWIFT code — verify details with the recipient
  • Compliance review — some transfers are held for additional checks
  • Bank holidays — processing may pause on weekends and public holidays

3. What to do

  • For internal transfers — contact support@moneybeat.eu immediately with the transaction reference
  • For SEPA/SWIFT — wait until the expected processing time has passed, then contact support with your transaction ID

4. Provide this information when contacting support

  • Transaction date and reference number
  • Transfer type (internal, SEPA, or SWIFT)
  • Amount and currency
  • Screenshot of the transaction status (if possible)

We will investigate and update you as quickly as possible.