Use this checklist with the How to open a business account guide.
Company information (typed in app)
- Legal company name and tax ID (TIN)
- Business activity and incorporation date
- Registered office address
- Financial profile (income, capital, turnover)
Directors and owners (typed in app)
- Legal representative(s) and UBOs with 25%+ ownership
- Personal details, ID details, residence address, role, ownership %, IBAN authorization
Company documents (upload in app)
- Articles of incorporation
- Tax identification certificate
- Deed of current administrative body
- Power of attorney / signing authority (if applicable)
- Other documents if requested in the Other documents dropdown
People verification
- Legal rep operating IBAN: video identity check + tax residence declaration (SMS) if applicable
- Other shareholders / UBOs: ID document upload (passport or ID, both sides)
Electronic signing (SMS code)
- PEP declaration
- Beneficial ownership certificate (TIR)
- ANR tax residence declaration (non-Spanish representatives, if applicable)
Phone
- SMS verification for company / legal representative phone
Complex structures: email compliance@moneybeat.eu.